Buying Tips
Buying through Mr. Realty
Your home is the most important and expensive purchase you are ever likely to make and our aim is to make this potentially stressful experience a satisfying one.
Whether you are ready to buy now, or are simply considering purchasing, we at Mr. Realty are happy to provide advice in order to ensure a smooth, hassle free process.
The two key questions to ask yourself when considering a new home are 'where' and 'what'. Where do you want to live and what type of home do you want to live in?
When looking at location, consider your lifestyle eg. familes may need to be within walking distance of schools, shops and doctors etc. whereas single people may have different needs.
Now that you have worked out 'where', next is 'what'. What is important to you; number of bedrooms, car accommodation, size of land, are you prepared to renovate? You may find a list usefull.
You will also need to keep in mind exactly how much you can afford. As a general rule, mortgage lenders will lend about three and half times your gross taxable income (depending on your expenses and other debts) and most lenders are happy to lend up to 80% of the value of the property.
In addition to a deposit, you will also need funds for legal costs, stamp duties and incidentals such as building inspections and moving costs etc.
When you have found your new home, it is time to make an offer.
We at Mr. Realty pride ourselves on personalised service.